In the wake of an auto accident, there’s a number of things to consider when it comes to guessing how long it may take for you to recover—the severity of your injuries, the costs of paying them, and when you’re going to be able to get back to work. One major item may not be at the forefront of your mind, but it’s also an important factor—your car. Did it sustain significant or minor damage? How has it been damaged and what can you do about it? In some cases, the car is damaged beyond the point where it would make financial sense to fix it. When this happens, the insurance company will say the car is totaled.
This decision has advantages and disadvantages for you. You may have been hoping for the car to be totaled. This way, you don’t have to get the car repaired and then drive a car that’s underwent major work. However, sometimes you may not want the car to be totaled for a number of reasons. Buying a new car may not be a viable option for you. There’s also the possibility that you just don’t want to get a new car and would rather repair your vehicle.