Lexington, KY Car Accident Lawyer
When your life changes in an instant due to a car accident that wasn’t your fault, dealing with the aftermath of insurance claims and hospital bills can destroy you and your family. If you or a loved one was seriously injured and you feel the insurance claims won’t provide adequate compensation or that you may face opposition when settling the claim, you have a legal right to seek the aid of a Lexington, KY car & auto accident lawyer who can help you file a personal injury lawsuit and potentially receive the compensation you need to recover from the accident, ensuring your family doesn’t face financial disaster.
If, unfortunately, a life was lost during the accident, you have a right to file a wrongful death lawsuit on behalf of your loved one. Wrongful death and personal injury lawsuits enable us to have a voice when we might otherwise not–allowing us to speak against wrongdoings and wrongful acts that were committed.
How Kentucky’s No-Fault Laws Affect Your Case
Kentucky has a complicated scheme of no-fault Personal Injury Protection and fault-based liability insurance, designed to compensate you for your basic expenses if you are injured in a car accident. While this amount is enough for many auto accident victims, it may not be enough to pay for injuries that are especially serious in nature. Without legal aid, your loved ones may be left in trouble.
Lexington car accident lawyer Todd W. Burris understands the complexities surrounding our state’s laws which take affect when you have been injured in a car accident caused by the negligence or reckless driving of another driver. At our office, we know what it takes to get you the compensation you need and deserve after being injured through no fault of your own.
Kentucky Liability Insurance Law
Kentucky law requires all licensed/registered vehicles to be insured for liability. The minimum liability insurance required in Kentucky is 25/50/10, which means the policy will cover up to $25,000 of bodily injury to one person, $50,000 for all bodily injury claims of all persons hurt in the accident, and $10,000 to pay for property damage.
These minimum amounts may be inadequate when multiple people are injured, or in the case of a serious injury, such as a traumatic brain injury, spinal cord injury, or other permanent disability. Of course, drivers may purchase more than the minimum liability amounts, but many people choose the minimum amount to save money on premiums, and many people choose to flaunt the law and drive without any liability insurance at all! In the event you are struck by an uninsured driver, or if your injuries exceed the minimum liability amount, you may be able to find compensation from any Uninsured Motorist or Underinsured Motorist coverage that you have.
When dealing with an insurance company, whether negotiating a settlement or litigating your claim, remember that their goal is to pay as little as they can, or even avoid liability altogether wherever possible.
The First Step: Establishing Fault in a Lexington Car Accident
The first step of any car accident lawsuit is to establish who was at fault for the accident. This process can be extremely complicated depending on the amount of evidence both sides are able to produce. After being in an accident, make sure to take all the necessary steps to document every detail of the accident and your medical treatments afterwards. This can help your lawyer significantly when it comes to establishing who’s at fault.
Call Today to Speak with an Experienced Lexington Car Accident Attorney
After being injured in an accident, contact a lawyer as soon as possible after everyone is safe and receiving medical treatment. Kentucky has one of the shortest statute of limitations periods in the country, and you only have one year from the date of the accident to file a lawsuit.
While one year may seem like a long time, it can actually go by very quickly. While you are recovering from your injuries, dealing with insurance paperwork, and trying to get your life back in order, the deadline for filing a claim with the court is ticking away. Hiring an attorney early will help ensure that important evidence is preserved and that crucial deadlines like the statute of limitations are not forgotten.
In Lexington and surrounding communities in Fayette County, contact the Law Office of Todd Burris for a free consultation with an experienced Lexington, KY car & auto accident lawyer with a record of results.